The following payment methods are supported:

• Mastercard
• Visa
• Maestro
• American Express
• Discover
• Diners Club
• JCB
• PayPal

The recurring billing date will be the current date. For example, if you sign up for a monthly plan for the first time on January 1, all future charges will be billed on the 1st of every month.

If you currently have a paid plan for one of your chats and upgrade to a higher priced plan, the following happens:

Your chat will immediately be upgraded and you will get the benefits of the upgraded plan

The funds paid on the previous plan will be pro-rated based on the amount of days until the end of the billing cycle. The pro-rated amount of funds will count as a credit at the start of the new billing cycle

The cost of the new plan will be pro-rated based on the amount of days until the end of the billing cycle

At the beginning of the next billing cycle, you will be charged the full cost of the upgraded plan for that month in addition to the pro-rated cost of the new plan minus the pro-rated amount paid on the previous plan.

Your chat will immediately be downgraded and will no longer benefit from the higher priced plan you previously paid for

The difference between the funds paid on the previous plan and the price of the new plan will be pro-rated based on the amount of days until the end of the billing cycle. The pro-rated amount of funds will count as a credit at the start of the new billing cycle

At the beginning of the next billing cycle, you will be charged the full cost of the lower priced plan for that month minus the amount of credit from the pro-rated funds previously paid.

You can change your billing frequency from monthly to annual, but not the other way around. If you need to switch from annual to monthly billing, please contact us.

If you switch from monthly to annual billing, your next billing date will change to a year from the time the change was made, and a payment will be attempted for the amount owed.

For example, if you paid for the Basic Monthly Plan on June 1 2018 and switched to the Basic Annual Plan on June 6 2018, your next billing date would become June 6 2019. In addition, you would be charged $92 ($100 - (($10 - ($10/30 * 6)))) immediately.

If you are moving from a lower-priced plan to a higher-priced plan, you are charged as follows:

Pro-rata remaining days = # of days remaining in the current billing cycle / # of total days in the billing cycle

Credit for unused lower priced plan = price of lower plan * pro-rata remaining days

Debit for remaining higher-priced plan = price of higher plan * pro-rata remaining days

Amount Due = Debit for higher-priced plan - Credit of lower-priced plan 

For example: You subscribe to the Basic plan ($10/month) on June 1st and upgrade to the Community ($30/month) plan on June 15th, with your next billing date being July 1st.

Pro-rata remaining days = 0.5 (15/30)
Credit for unused lower priced plan = $5 (10 * 0.5)
Debit for remaining higher-priced plan = $15 (30 * 0.5)
Amount Due = $10 (15 - 5)
On July 1st (your next billing date), the pro-rated amount due ($10) will be added to the cost of the new upgraded plan ($30) and you will be charged $40 in total.

If you are moving from a higher-priced plan to a lower-priced plan, you are charged as follows:

Pro-rata remaining days = # of days remaining in the current billing cycle / # of total days in the billing cycle

Credit for unused higher priced plan = price of higher plan * pro-rata remaining days

Debit for remaining lower-priced plan = price of lower plan * pro-rata remaining days

Amount Applied As Credit = Credit of lower-priced plan - Debit for higher-priced plan 

For example: You subscribe to the Community plan ($30/month) on June 1st and downgrade to the Basic ($10/month) plan on June 15th, with your next billing date being July 1st.

Pro-rata remaining days = 0.5 (15/30)
Credit for unused higher-priced plan = $15 (30 * 0.5)
Debit for remaining lower-priced plan = $5 (10 * 0.5)
Amount Applied As Credit = $10 (15 - 5)
On July 1st (your next billing date), the pro-rated credit will be applied due ($10) will be added to the cost of the new plan ($10) and you won't be charged for this month.

All purchases are deemed final at the point of sale. Users who purchase a year-long subscription, for instance, will pay for the entire year up-front, and are not entitled to a refund. If the user opts to cancel their subscription, they will retain premium features for the duration of their subscription period.

In some circumstances, we may issue a partial or full refund. Such decisions are handled on a case-by-case basis. All requests must be sent directly to Minnit LTD via our Support System.

If you get users in excess of what your plan allows, they will not be able to join your chat. We do not automatically upgrade you to the next plan. You can choose to upgrade your plan, or you can wait until some users leave the chat to allow new users to join.

All payments are securely handled by Paddle. Minnit LTD does not view, scan, or record your payment details.

If your chat reaches the bandwidth limit for file sharing (for instance, 10 GB on the Basic plan), users will no longer be able to share files on your chat. We will not automatically upgrade your plan. You can choose to upgrade to the next plan to get additional bandwidth, or wait until the next month for the bandwidth used to reset.